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Why Choose Ratechaser?
Our Panel Of Lenders
Rate Chaser Pty Ltd Credit Representative number 518041 of My Local Broker PTY LTD (Australia Credit License no 481374) Finance will be supplied to approved applicants only (not available to fleet, government or rental buyers), subject to credit assessment and lending criteria. Fees and charges are payable. Full conditions available on application.
*This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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What Our Customers Says About Us
Rated 4.6/5 on Google
Ratechaser were fantastic and stepped me through the process all the way and if I had questions and he did not answer my call he returned my call as soon as he could. I will definitely deal with Kevin when I next seek a loan, 10 out of 10 👍
Bradley T, VIC
Thanks to the guys at Ratechaser for your hard work during the 4 months from order date to delivery date. It makes everything so much smoother when you are only dealing with 1 member instead of a full call centre like most lenders/brokers.
Sally P, NSW
Ratechaser were absolutely fantastic. Kept us informed each step of the way, made the application process easy and helped fast track the approval and settlement due to our short time frame of purchase. A real champion, thank you again from us both!
Rodney L, QLD
Frequently Asked Questions
What interest rate can I get?
Rates start from 7.99% (8.85%) comparison* (but this depends on your situation).
How long can my loan be?
We give you flexibility of choosing loan terms between 1 – 7 years giving you the flexibility of being able to pay your loan off over a term that suits your budget and needs. Furthermore, most of our products give you the option to make extra repayments or pay your loan out early with low to minimal exit fees.
Can I make extra repayments?
Some lenders allow you to pay the loan out early with no fees. Others will charge an early payout fee. As brokers we can understand your needs and review 20+ lending products to give you what best suits your needs.
What finance option is best for me?
There are many different finance options available, so although we take the hard work out of choosing a loan, it’s important to understand them so you know which loan best suits you. Your eligibility for different finance options will normally be contingent on things like your credit score, whether you’re looking for a consumer or commercial loan, your tenure o employment and what loan amount you’re after. Let us do all the heavy lifting and find you the best loan for you and your situation.
